Renter’s Insurance
Just because your landlord has coverage doesn’t mean that you do, too. In most cases, your landlord’s insurance policy covers only structural damage to the building itself. Renter’s insurance protects your possessions in case of a covered loss from fire, smoke, lightning, vandalism and theft. It also extends beyond on-premise theft and hazards, covering property that is stolen from your car, or property that’s lost or damaged anywhere you happen to be.
Renter’s insurance provides protection against both property loss and liability in the event that you cause injury or property damage. To learn more about what that means, reach out to one of our experienced agents. We’re happy to explain your options.
Property coverage:
Renter’s insurance covers your possessions against damage for things such as fire, smoke, lightning, vandalism, theft and water damage but not flooding to name a few. Liability coverage: In addition to protecting your personal property, renter’s insurance also protects you in the event that you are responsible for injury or property damage to others. That means you’ll likely be protected if someone slips and sprains their ankle at your annual birthday bash. Liability also provides coverage for legal defense costs and judgments in a lawsuit, whether the incident occurred within your rented residence, or elsewhere.
There are two personal property coverage options to choose from: replacement cost value or actual cash value. We recommend insuring your personal property for its replacement cost value.
Auto insurance that fits your needs
We work closely with you to determine the coverages that are important to ensure you’re properly protected in the event you have a loss. We take the time to explain coverages in a way that’s easy to understand. We explain the differences between liability, collision, comprehensive coverages and what deductible amounts are appropriate for your needs. Don’t blindly pay too much for insurance that leaves you vulnerable. We’re here to educate and guide you through the process
- Damage to someone else’s property
- Medical payments
- Collision
- Comprehensive
- Towing and labor
- Bodily injury
Who these plans are for
Anyone who owns an automobile…..You have questions. We have answers. Let us help you find the right insurance.
It’s important to understand the coverages that come with your Auto policy. What liability limits are appropriate and which deductibles you feel comfortable with. What happens if someone crashed into you and they don’t have insurance? What if you’re injured and can’t work? What if your car is at the repair shop for two weeks and you need another car? These are situations we’re experienced with. Our experienced agents are local and happy to help!
Protect your biggest investment
The biggest investment most people make is in their home. That sizable financial decision deserves protection that only a comprehensive homeowners insurance plan from an experienced insurance professional can provide.
Make sure you’re properly protected
In the event of a fire and total loss of your home are you certain your current policy would allow you to rebuild? Would it cover your expenses if you had to rent someplace temporarily? Would you have enough money to replace your clothing and furniture? We will work with you to ensure you have the proper coverages and limits in place so you can be certain your biggest investment is protected.
Home insurance can cover
- Your home
- Other buildings on your property
- Personal belongings
- Additional living expenses
- Personal legal liability
- Home replacement guarantee
- Replacement cost on contents
- Water/sewer backup
- Utility services
- Wind and hail damage
- Debris removal
What these plans help with
A Home Insurance policy helps to protect your home and personal belongings in the event a loss occurs from a covered event like a fire or hail storm.
All the protection your business needs with one experienced agency
We understand your business is unique your insurance should be no different. Insurance is one of the most important investments your business can make. We will work with you to understand your business and provide you custom solutions for your peace of mind. we can create a custom solution that works for you.
We offer more than just insurance
While being properly insured is critical for your business, we go beyond just providing insurance. We provide a dedicated team to partner with your business in offering personalized service. Not only will you know your team, you’ll have their direct contact information. We make it easy for you! Additionally, we are your partner in providing Risk Management, Safety Training, Claims Management, and HR Solutions
Industries we serve
- Schools
- Manufacturing
- Construction/contractors
- Hospitality
- Dealerships
- Retail/wholesale
- Grocery
- Wood products
- Habitational
- Professional services
- Restaurant
- …Many others
Motorcycle Insurance
Whether you ride a sport bike, touring bike, cruiser, moped, standard motorcycle, or custom hog, we have you covered.
We can help with affordable insurance rates and great coverage. We also offer ATV and scooter insurance.
Protect yourself and your ride with specialized coverage options. Keep in mind that these are just a few of the many coverages available with Dairyland motorcycle insurance.
If you’re in a covered accident, we’ll always pay to return your bike to pre-accident condition or better.
What does motorcycle insurance cover?
- Bodily injury liability coverage
- Collision coverage
- Comprehensive coverage
- Personal injury protection
- Property damage coverage
- Uninsured/underinsured motorist coverage
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